Tuesday, March 17, 2020

buy custom Types of Internet Fraud essay

buy custom Types of Internet Fraud essay Introduction Courts are equally inhibited as the rest of the administration organizations in dealing with internet fraud and cyber crimes. According to Robert Jones, prosecutors avoid applying new laws and regulations to fight cyber fraud but instead choose to apply old statutes and legislations that have been tested and proved to work to ovoid pilling up of cases without sufficient evidence. Examples of internet frauds legislations in the U.S. target the following crimes: Wire fraud, Mail fraud, Financial Institution fraud, access devise fraud, computer fraud and abuse, identity theft and aggravated identity theft (Jones 2005). Internet fraud has registered the fewest criminal indictments because of the secrecy with which the crimes are committed. Types of Internet Fraud Phishing internet Fraud However, the United States courts have dealt with a few cases involving phishing. For example, in California, a juvenile was arrested and judged in 2003 for setting up a falsified AOL site in which the accused paid $3,500 to settle charged and damages. Another instance is when a Nevada resident set up a fake auto dealers website where customers could log in and make payments whereby the owner of the website captured private information such as passwords and usernames of car dealers (Jones 2005). The culprit used the password and usernames information to steal a total of$47,000 U.S. dollars from the accounts whose information he had captured through the falsified website that are almost similar to the real website. Even though the criminal tried to cover up his tracks by using a fake the internet identity, when arrested, the criminal pledged guilty. In New York, Howard Carmack from Buffalo was forced to pay ISP Earthlink a total of $16.4 million for damages. Howard is believed to have sent 825 million messages between 20002 and 2004. In Virginia, a judge sentenced a spam criminal using anti-spam law that convicted the suspect with 9 years in prison (Jones 2005). The aim of the conviction is to deter spammers, con artists and identity thieves from taking advantage of innocent users through phishing mail, web page and spam messages. Passing out large quantities of email and RSS feed is sometimes considered a crime if the recipients of the spam or solicited mail complain to authorities. Using of email and website pop-ups for advertisement is part of internet fraud that is classified under phishing. Phishing is a defined as a sophisticated scam whereby emails and message pop-ups are created claiming its source to be from a known business company. Since the mission of phishing is to mislead and convince the victim to give personal details or purchase some product or service, phishing thus interfers with social life in case where viruses are attached with phishing messages and pop-ups. Anti-phishing tactics and mechanisms have bee deployed by various security companies to counter theft and crime activities. Internet service providers like Yahoo, Gmail, Paypal and eBay are using sophisticated antiphishing software to block out malicious persons agenda (Boone Kurtz 2010). Payment Fraud Payment fraud is another form of internet fraud in which e-retailers and sellers place orders online for consumers to place their orders and pay through credit card by just entering credit card number and password identification information that can easily be stored and be used later by the online criminal gangs (Boone Kurtz 2010). Mail-Order Bribe Mail Order bribe fraud is another form of fraud that encompass all forms of scams that agencies masquerading as women to solicit money from men who use mail-order bride to date women. Usually a woman approaches countless men offering her love through messages in return for money and fare nut these women disappear never to be seen since it is easy to change the online nick name. Worse, some men pretend to be women while maintaining a virtual relationship with a man to defraud money (Moore 2010). White collar crime Most businesses stereotype theft with poverty and lack but today the white collar criminals are much worse since they steal using intelligent means. Financial crimes are tough to investigate since clear and convincing evidence is required by a court of law before the prosecution can pass a judgment (Goetz 2011). Financial crimes taking place in the internet are associated with full disclosure of information to a third party through the internet communications. Therefore, organizations and businesses ought to be aware when required to disclose information and when not necessary so as to avoid giving sensitive and secret passwords to internet hackers. Tracing Internet Crime Internet forensic argue that internet crime scene can be traced using the IP address of the server or layout files on web that act as fingerprints to the crime committed. Researchers have come up with a strategic method to impenetrate firewall and steal encrypted information stored at a remote computer. The process of stealing information remotely is called hacking. Therefore, it is very easy for a financial company operating electronic money transfer deals to become a target for hackers. Impacts of Internet Fraud Internet Fraud is a barrier to e-businesss, e-commerce and production. According to the Internet Crime Complaint Center as reported by Louis E. Boone and David L. Kurtz (2010) maintains that the FBI and the White collar Crime Taskforce (IC3). IC3 has indicated that the majority of internet crimes target fraud related to online auctioning. Online auction fraud is the fraudulent sale and purchase of merchandise from the disallowed internet sellers without assurance of whether the website systems are protected from third party hackers (Moore 2010). Auction fraud can include a seller sending a buyer wrong merchandise followed by credit and debit card theft. Application of internet in production and theft Internet components have helped business to improve on productivity and profitability. One of the best business computer applications is the human resource information system that is an automated payroll besides satisfying other important human resource tasks assigned to the application according to the size of each company. However, lack of proper anti-phishing and spam protection can cause the HRIS to collapse if a virus is downloaded into the system by an innocent worker surfing internet. Therefore, though the internet has streamlined business functions, companies have to face the ever changing faceless internet fraud that usually increases costs of conducting business. The most common spam is the Nigerian 419 scheme that refers to phishing activity of sending millions of spasm mails to anyone asking for financial information claiming to look for a custodian to secretly move millions of dollars to the victims account (ICANN WHOIS 2007). Con artists use such messages to con the pu blic and even business that fall for the prank taking it for a big financial breakthrough. Vulnerable groups to phishing and internet fraud According to Patti C. Wooten Swanson, elderly people particularly above the age of 60 years are more susceptible to internet fraud than the young who easily Google to confirm and ascertain claims spreading in the internet networks (2009). An area of future research includes research to find out statistically out of 10 internet scams which is the most common? Thus one research determined that phishing comprised 24%, lotteries 19%, internet access services 19%, Nigeria 419 financial schemes 13%, and prizes and sweepstakes 13% of online scams respectively (Swanson 2009). Conclusion In conclusion, internet fraud is a reality that is affecting the most ignorant and most vulnerable in the society because hackers remain isolated and faceless though their IP address can be traced, those who use public internet access remain predominantly unknown and therefore will continue with phishing activities. Buy custom Types of Internet Fraud essay

Sunday, March 1, 2020

What to Do When You Feel Overwhelmed in College

What to Do When You Feel Overwhelmed in College Not everyone graduates from college; doing so is a huge deal because its an incredibly difficult journey. Its expensive. It takes a long time, it requires a heck of a lot of dedication, and there often never seems to be any rest from what other people expect of you. In fact, its sometimes easier to feel smothered by your responsibilities than it is to feel in control. So just what can you do when you feel overwhelmed in college? Fortunately, being in college means that you have both the desire and ability to figure out how to make things work even if you arent feeling like you can. Take a deep breath, start simply, and then show em what youre made of. What to Do When You Feel Overwhelmed in College First, be bold and block off 30 minutes from your schedule. It can be right now; it can be in a few hours. The longer you wait, of course, the longer youll feel stressed out and overwhelmed. The sooner you can make a 30-minute appointment with yourself, the better. Once youve reserved yourself for 30 minutes, set a timer (try using the alarm on your phone) and use your time as follows: 5 Minutes: Grab a pen or use your computer, tablet, or smartphone and make lists of what you have to do. And while this may sound easy, theres one catch: instead of making a long, running list, divide it up by sections. What do you need to do for your Chem 420 class? What do you need to do as a club vice chair? What do you need to do for your financial paperwork? Create, in essence, a bunch of mini-lists and organize them by topic.5 Minutes: Mentally walk through your schedule for the rest of the week (or, at the very least, the next 5 days). Where do you absolutely have to be (like class) and where do you want to be (like a club meeting)? Use whatever time management system you have to mark down what you have to do and what you want to do.10 Minutes: Break down your calendar using your micro lists. What must be done today? What must be done tomorrow? What can wait until tomorrow? What can wait until next week? Be brutal with yourself, too; there are only so many hours in a day and o nly so much you can reasonably expect yourself to do. What can wait? What cannot? Assign to-do items from your lists to various days in a way that sets reasonable expectations about how much you can get done in a certain amount of time. 5 Minutes: Spend a few minutes to specifically break down how you are going to spend the rest of your day (or night) today. Allocate as much time as possible in your schedule, making sure to account for things like breaks and meals. In essence: How will you spend the next 5-10 hours?5 Minutes: Spend your final 5 minutes getting yourself and your space ready to work. Do you need to go for a brisk walk? Clean up a workspace in your room? Head to the library? Get some water and coffee? In essence: get yourself moving and prepare your environment so that you can hit the ground running. Once your 30 minutes are up, youll have made to-do lists, organized your schedule, planned out the rest of your day (or night), and prepared yourself to start. This, ideally, will allow you to focus on the tasks at hand over the next few days; instead of always worrying about studying for an upcoming exam, you can tell yourself, Im studying for my exam on Thursday night. Right now I must finish this paper by midnight. Consequently, instead of feeling overwhelmed, you can feel in charge and know that your plan of attack will allow you to finally get things done. You got this!